Contributed by David W. Myers

About Real Estate: Recalls include moldy comforters, faulty generators, more

The federal government’s consumer watchdog agency has recently ordered several recalls of defective and potentially dangerous home-related items. Q. You used to keep readers updated on home-related product recalls on a regular basis, but you haven’t done so for several months. Why not? A. Because, thankfully, there weren’t many major recalls throughout most of autumn … Read More »

February 18th, 2018 at 6:00 am

About Real Estate: Insurers treat damage from mudflows, landslides differently

Homeowners can be covered for damage caused by a mudflow if they have a flood-insurance policy, but that’s not the case if the losses are the result of a landslide or mudslide. Q.I know that most types of damage caused by hurricanes and other “high winds” are covered by a standard homeowners insurance policy. But … Read More »

February 11th, 2018 at 6:00 am

About Real Estate: Homebuyers, current owners should use caution before closing credit-card accounts

Canceling a little-used credit account may seem like a good idea, but it can hurt those who hope to get a mortgage soon. Q: We are planning to buy our first home this spring. Would we improve our credit score and qualify for a better interest rate if we cut up two or three of … Read More »

February 5th, 2018 at 10:31 am

About Real Estate: Most soon-to-be newlyweds don’t need prenup agreement

Q. I live in a house that I have owned for several years. I am about to marry a woman who earns more than I do but has never owned a home before. Will it be necessary to put my new wife’s name on the title to my home? Should I ask her to sign … Read More »

January 28th, 2018 at 6:00 am

About Real Estate: Home sellers should weigh pros, cons of pre-inspection

Some sales agents suggest that sellers pay for an inspection of their home before putting it on the market, but others say it’s a bad idea. Q. My wife and I have been thinking about listing our home for sale, but we have received conflicting advice from two real estate agents. One agent said we … Read More »

January 21st, 2018 at 6:00 am

About Real Estate: Housing-rights amendment inspired by Martin Luther King Jr.

The Civil Rights Act of 1968 provided much-needed protection for minorities and others when it comes to housing. The landmark legislation, which was inspired by the teachings of Dr. Martin Luther King Jr., was pushed through a reluctant Congress by President Lyndon B. Johnson. Q. Does the federal Fair Housing Act prohibit sellers or landlords … Read More »

January 14th, 2018 at 6:00 am

About Real Estate: New year brings both good news, bad news for borrowers

Q. We saw a report on TV that said that Fannie Mae and Freddie Mac have agreed to loan more money to borrowers at low interest rates. We have never heard of these two banks. Where can we find them? A. First, let’s clear up a popular misconception. Fannie Mae and Freddie Mac are two … Read More »

January 7th, 2018 at 6:00 am

About Real Estate: FHA stops lending on homes with energy-efficient PACE liens

Q. We bought our home in 2015 with a Federal Housing Administration loan, then added a new solar-panel system and made some other energy-saving improvements with a PACE loan earlier this year. Now we’ve heard that the FHA will no longer insure mortgages that have a PACE assessment. So where does that leave us? Are … Read More »

January 2nd, 2018 at 7:48 am

About Real Estate: Nation’s housing market should remain strong in 2018

The new year should ring in another round of solid gains for the nation’s housing market, but the bell won’t be quite as loud as it has been in 2017. Q. Home sales and prices in our neighborhood have been going up steadily for the past few years. Will the housing market stay hot in … Read More »

December 24th, 2017 at 6:00 am

About Real Estate: Home-based business creates conundrum for neighbors

Q. We have lived in the same quiet community for several years. A younger couple recently moved in across the street, and they both work full time from their home. They are both accountants, and the clients who visit them are causing all sorts of parking problems and other headaches. My husband and I don’t … Read More »

December 18th, 2017 at 8:16 am